The state of Hawaii has determined that most caregivers are considered employees and in order to LEGALLY hire and pay your OWN caregiver, you must have a company established with State and Federal tax ID numbers. In addition to their hourly pay you must also pay for Workers Compensation Insurance, Temporary Disability Insurance, General Liability Insurance, and if the caregiver works more than 20 hours per week you must also provide medical insurance for each caregiver. Therefore; choosing an established agency such as Helping Hands Healthcare is an affordable and easy solution that will save you time, money, and relief from being in violation of State and Federal Labor Laws.